Do you know if your Travel Insurance Policy covers you for COVID-19?


The Covid-19 pandemic can potentially impact your travel plans. If you are planning to travel, it’s a good idea to ensure you have appropriate comprehensive travel insurance. Here are some things to consider.


Things you should know

  • Most credit card insurances do not provide cover for Covid-19

  • Cancellation and other events are typically not covered for Pandemics

  • Virgil’s Travel Safe policy provides:

- Overseas medical and dental expenses coverage - unlimited cover for medical expenses should you contract Covid-19 whilst travelling

- Provider insolvency – benefit limit of $10,000 cover for the Insolvency of a Travel Services Provider

- Has Pandemic exclusions, which apply to benefits such as covering amendment and cancellation costs, travel delays, missed flight connections and special events. Specifically, the policy will not pay for claims caused by a Pandemic (Covid-19) in the following policy benefit sections:

Section 2.3               Relative or Business Partner becomes Sick in Australia

Section 2.5               Other circumstances

Section 3.0               Amendments and cancellation costs

Section 9.0               Travel Delay

Section 11                Missed Connection

Section 12                Special Events

Optional add-ons    Additional Cruise Benefit – (v) Missed Port & (V1) Missed Port Excursions

Refer to Virgil's PDS for a full list of benefits and exclusions by clicking here

  • For the latest on any overseas travel warnings relating to Coronavirus, go to DFAT’s Smartraveller website here

  • Our travel insurance provider Cover-More posts relevant travel insurance advisory information relating to Coronavirus here


Why Virgil trusts Cover-More

Virgil’s travel insurance is provided by Cover-More, Australia’s largest travel insurance company with more than 30 years’ experience. Cover-More provide high-quality medical assistance services 24 hours a day.


If you are planning to travel soon, you can purchase a comprehensive Travel Insurance Policy




Our Product Disclosure Statement

You should view our Product Disclosure Statement for full details of the benefits and activities covered within Virgil's Travel Safe International Travel Insurance. Click Here to download the PDF document.


Limits, sub-limits, conditions and exclusions apply. Insurance administered by Cover-More Insurance Services Pty Ltd (ABN 95 003 114 145, AFSL 241713) and issued by Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507). Virgil Assist Pty Ltd ABN 86 621 938 850 arranges this insurance as an authorised representative of Cover-More Insurance Services.

Any advice is general advice only. Please consider your financial situation, needs and objectives and read the Combined FSG/PDS before deciding to buy this insurance.