Find your cards and add them to your profile

Tell Virgil the type of credit card you have, these will be stored in your profile for next time.


Review your cover

Virgil will summarise the insurance benefits available to you.


Purchase additional cover

If you’re not happy with your cards inclusions, Virgil will help you purchase an unlimited policy.


Review Your Cards

The most common insurance coverages

The most common insurance coverages are highlighted below:

Travel insurance

Customers typically find this the most valuable inclusion is comprehensive travel insurance. Travel insurance cover of one sort or another was found to be available in a majority of credit cards products analysed in Australia. Cover varies significantly from entry level cards to premium credit cards.

Extended warranty insurance

When using a credit card to purchase a large household or personal item, cover extends the manufacturer’s expressed Australian warranty on personal goods/business items purchased, provided the entire purchase is charged to the cardholder’s eligible credit card account. The most common coverage entitles card holders to double the coverage period up to 1 year.

Guaranteed pricing/Price protection insurance

This means that if you’ve just purchased something in-store and then see it advertised elsewhere or at the same retailer for less, your credit card insurance provider will pay the difference or a lump sum amount. This coverage is typically available in premium cards and has time restrictions and per item claim limits.